What is Direct and Indirect Finance?

Signing Finance Documents for Car
If you’re in the market for a new vehicle near Hartford, you may be wondering what the difference is between direct vs indirect finance. The financing process is one of the most important things to consider when buying a car, as you have to make sure you’re comfortable with the payments each month. Learn more about direct vs. indirect finance with the experts at Acura of Avon! For more information about auto financing near Canton, feel free to contact us anytime!

Direct vs. Indirect Finance

Let’s compare direct vs. indirect finance:

  • Direct financing is when you apply for a car loan through the lender directly, such as a bank or financial company. In this case, you know what you can spend before going to the dealership.
  • Indirect finance occurs when you go through a third party, and see what type of options are available to you. This often occurs after you have an idea of which vehicle you want.

Advantages and Disadvantages of Direct and Indirect Finance

Our expert finance department will be able to decide which type of loan is best for your budget around Manchester. Therefore, which one you ultimately choose depends on which works best for you. Let’s check out some of the advantages of direct finance and indirect finance, as well as the disadvantages of each:

Direct Financing

  • Advantages: Flexibility is one of the main advantages of direct finance, as you can customize it just the way you like. You can apply for a variety of different loans, and you can even apply before or after you visit the dealership. You will also have more control over the process by working with your lender.
  • Disadvantages: This method is much more time-consuming, and it also requires more research on your end so you know exactly what type of loan you need.

Indirect Financing

  • Advantages: One of the advantages of indirect financing is being able to expedite the entire process. The finance center has the ability to search for a variety of different loans at once.
  • Disadvantages: With indirect financing, you might pay more in exchange for a more expedited process. Therefore, it’s important to consider whether this fits your lifestyle.

Learn More About Financing with Acura of Avon!

Now that you know more about direct vs. indirect financing, come visit us at %%di_name for more information! You can apply for financing and even value your trade to save on your next vehicle near West Hartford!

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75 Albany Turnpike • Canton, CT 06019

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Acura of Avon 41.8240596, -72.8799912.